The 2013-2016 Porsche Cayman (981) is a mid-engine, rear-wheel-drive sports coupe celebrated for its sublime handling and balanced chassis. Often lauded as a driver's car, it received widespread critical acclaim for its precise steering, powerful flat-six engines (especially the S model), and engaging driving dynamics. It's famous for being a more accessible and arguably more involving driving experience than its 911 sibling, though sometimes considered lesser by purists. Today, it remains a fantastic choice for enthusiasts seeking a pure sports car for spirited driving, track days, or even a rewarding daily commute.
Operating a 2013-2016 Porsche Cayman (981 generation) generally entails higher costs than a standard car. While known for Porsche's reliability, certain issues can arise, such as water pump failures or PDK transmission concerns, which can be costly to address. Routine maintenance, like oil changes and spark plug replacements, is more expensive due to specialized parts and labor. Tire replacement, especially for performance tires, is also a significant recurring expense. Insurance costs tend to be higher given its sports car classification and higher repair costs. Fuel efficiency is moderate for a performance vehicle, but premium fuel is required.
Affordability Calculator
We have preconfigured our calculator for this vehicle
Why Use This Calculator?
Unlike calculators from banks or dealerships that may encourage overspending, our tool provides neutral, conservative estimates based on proven financial principles. Whether you're financing or paying cash, we help you understand what you can truly afford.
For Loan Financing:
- •Safe Range: Follows the , ensuring you can comfortably afford your car payment
- •Stretch Range: A moderate approach that balances affordability with your goals
- •Lender Max: What banks typically approve, but may strain your budget
For Cash Purchases:
- •Conservative: Uses 5% of net worth, maintaining strong financial reserves
- •Safe: Uses , following the recommended guideline
- •Stretch: Uses 15% of net worth, for when you want to prioritize the car