The 2013-2017 BMW M5 Competition, an ultimate 5 Series sedan, is a blazingly fast, high-performance family car. Reviewers praise its 560-horsepower twin-turbo 4.4-liter V8, which enables insane acceleration and a 0-60 mph time of around 4.2 seconds, rivaling dedicated sports cars. The M5 generation is sometimes famous or infamous for its high-speed performance and occasional run-ins with law enforcement, as suggested by online content. Today, it remains well-suited for enthusiasts seeking a thrilling driving experience combined with the practicality of a four-door sedan, ideal for both daily use and spirited weekend drives.
Maintenance for a BMW M5 can cost about $15,629 over 10 years, which is higher than average for luxury sedans. There is a 41.71% chance of a major repair. Common concerns include issues with the DCT, cooling system, and suspension. Insurance averages around $3,310-$3,453 annually.
Affordability Calculator
We have preconfigured our calculator for this vehicle
Why Use This Calculator?
Unlike calculators from banks or dealerships that may encourage overspending, our tool provides neutral, conservative estimates based on proven financial principles. Whether you're financing or paying cash, we help you understand what you can truly afford.
For Loan Financing:
- •Safe Range: Follows the , ensuring you can comfortably afford your car payment
- •Stretch Range: A moderate approach that balances affordability with your goals
- •Lender Max: What banks typically approve, but may strain your budget
For Cash Purchases:
- •Conservative: Uses 5% of net worth, maintaining strong financial reserves
- •Safe: Uses , following the recommended guideline
- •Stretch: Uses 15% of net worth, for when you want to prioritize the car