The 2010–2016 BMW 523i Sedan (F10 generation) is a luxury executive car known for balancing comfortable cruising with responsive handling. Reviewers often praised its steering feel and acceptable ride comfort, even when driven hard. Its naturally aspirated 2.5-liter inline-6 engine (150 kW/204 hp) was paired with an 8-speed transmission that helps mask engine flaws at lower speeds. Infamously, this generation of F10, especially with the N52 engine, can suffer from common BMW problems like oil leaks (valve cover/oil filter housing gaskets) and potential electrical issues due to trunk flooding. Today, the 523i is best suited for those seeking a value-driven, comfortable daily driver, provided preventative maintenance is performed on known problem areas.
Ownership of the 2010-2016 BMW 523i Sedan often involves higher operating costs due to reliability concerns, including common cooling system and gasket leaks. Parts like the oxygen sensor and alternator are expensive. Full coverage insurance averages around $1,778 annually.
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