/
320d Touring (2019-2025)

Can you afford a 2019-2025 BMW 3 Series 320d Touring in 2025?

The 2019-2025 BMW 320d Touring is a popular premium estate car known for its blend of performance and practicality. Reviewers consistently praise its comfortable ride, engaging handling, and efficient mild-hybrid diesel engine, which delivers 190 HP and good fuel economy. It's well-suited for families and drivers seeking a fun-to-drive, capable daily vehicle with ample cargo space. While it's a solid overall package, some advanced driver assistance features are optional extras. It is a benchmark in the segment for combining driving dynamics with everyday usability.

The 2025 BMW 3 Series has estimated 5-year costs including $9,288 for insurance, $8,930 for maintenance, and $3,007 for repairs. The vehicle includes a 5-year/100,000 km motor plan and a 2-year unlimited kilometer warranty, suggesting maintenance is covered initially.

Price Range
$30,240 - $50,400
Market price for 2025
Estimated Annual Costs
Insurance:$750
Maintenance:$1,500

Affordability Calculator

We have preconfigured our calculator for this vehicle

Enter Your Information

Calculation Type

Vehicle Details

$

Payment Method

Additional Details

Loan Parameters

$

Cost Adjustments

$

Additional Monthly Costs

$
$
$

Why Use This Calculator?

Unlike calculators from banks or dealerships that may encourage overspending, our tool provides neutral, conservative estimates based on proven financial principles. Whether you're financing or paying cash, we help you understand what you can truly afford.

For Loan Financing:

  • Safe Range: Follows the , ensuring you can comfortably afford your car payment
  • Stretch Range: A moderate approach that balances affordability with your goals
  • Lender Max: What banks typically approve, but may strain your budget

For Cash Purchases:

  • Conservative: Uses 5% of net worth, maintaining strong financial reserves
  • Safe: Uses , following the recommended guideline
  • Stretch: Uses 15% of net worth, for when you want to prioritize the car

Built to help you make informed car buying decisions. Always consult with a financial advisor for advice.

This calculator provides estimates only and should not be considered financial advice.

© 2025 Archipelago Labs Inc. All rights reserved.