The 2000-2006 BMW 325i Convertible, part of the E46 generation, is a stylish, rear-wheel-drive European drop-top lauded for its smooth inline-six engine and balanced handling. Enthusiasts and reviewers praise it as a benchmark for driver engagement, offering a premium feel without excessive complexity. It is famous for its timeless design and solid performance, though infamous for common cooling system issues and maintenance costs typical of the era's BMWs. Today, it serves well as an accessible, enjoyable weekend cruiser or a daily driver for those who appreciate classic BMW dynamics and open-air motoring.
Annual repair costs average $731. Reliability is rated 2.5/5.0, with common issues being oil leaks (valve cover gasket) and cooling system failures. Full coverage insurance for the convertible trim averages $125 monthly.
Affordability Calculator
We have preconfigured our calculator for this vehicle
Why Use This Calculator?
Unlike calculators from banks or dealerships that may encourage overspending, our tool provides neutral, conservative estimates based on proven financial principles. Whether you're financing or paying cash, we help you understand what you can truly afford.
For Loan Financing:
- •Safe Range: Follows the , ensuring you can comfortably afford your car payment
- •Stretch Range: A moderate approach that balances affordability with your goals
- •Lender Max: What banks typically approve, but may strain your budget
For Cash Purchases:
- •Conservative: Uses 5% of net worth, maintaining strong financial reserves
- •Safe: Uses , following the recommended guideline
- •Stretch: Uses 15% of net worth, for when you want to prioritize the car