/
325is (1992-1995)

Can you afford a 1992-1995 BMW 3 Series 325is in 2025?

The 1992-1995 BMW 325is (E36 generation) is a compact, sporty coupe known for its smooth, powerful 24-valve six-cylinder engine and excellent handling, living up to the 3-Series legend. Reviewers praised its performance, with the 325i reaching 60 mph in 6.9 seconds. Enthusiasts widely regard the E36 platform as fun to drive, although newer 328iS models are sometimes preferred for better troubleshooting. It is infamous for common complications, especially issues with the cooling system, power steering, and potential subframe cracking. Today, the 325is is well-suited for driving enthusiasts looking for an engaging, classic BMW experience and those willing to perform maintenance.

Maintenance costs can include power steering hose leaks and high prices for AC compressor replacement ($951 - $1,765) and oil pan gasket replacement ($1,042 - $1,369). The car is considered reliable if well-maintained, potentially counter to common perception for older models.

Price Range
$12,000 - $25,000
Market price for 2025
Estimated Annual Costs
Insurance:$750
Maintenance:$688

Affordability Calculator

We have preconfigured our calculator for this vehicle

Enter Your Information

Calculation Type

Vehicle Details

$

Payment Method

Additional Details

Loan Parameters

$

Cost Adjustments

$

Additional Monthly Costs

$
$
$

Why Use This Calculator?

Unlike calculators from banks or dealerships that may encourage overspending, our tool provides neutral, conservative estimates based on proven financial principles. Whether you're financing or paying cash, we help you understand what you can truly afford.

For Loan Financing:

  • Safe Range: Follows the , ensuring you can comfortably afford your car payment
  • Stretch Range: A moderate approach that balances affordability with your goals
  • Lender Max: What banks typically approve, but may strain your budget

For Cash Purchases:

  • Conservative: Uses 5% of net worth, maintaining strong financial reserves
  • Safe: Uses , following the recommended guideline
  • Stretch: Uses 15% of net worth, for when you want to prioritize the car

Built to help you make informed car buying decisions. Always consult with a financial advisor for advice.

This calculator provides estimates only and should not be considered financial advice.

© 2025 Archipelago Labs Inc. All rights reserved.