Can I Afford a Subaru WRX on a $75k Salary?
🚫 No — Not Recommended
At 16.1% of your monthly income, this vehicle would strain your budget significantly.
Monthly Cost Breakdown
Financing Details
- Vehicle Price (avg)
- $35,500
- Down Payment
- $5,000
- Interest Rate
- 6.5% APR
- Loan Term
- 48 months
Monthly Costs
- Loan Payment
- $782.24
- Insurance
- $150/mo
- Maintenance
- $75/mo
- Total Monthly Cost
- $1,007.24
- % of Gross Income
- 16.1%
Based on the : 20% down, 4-year loan, total car costs ≤ 10% of gross monthly income. Estimates use gross (pre-tax) income. Use the full calculator to adjust parameters.
Verdict by Price Range
The Subaru WRX ranges from $30,500 to $40,500 depending on trim and options.
Base Model ($30,500)
Maybe — It's a Stretch
$880.36/mo (14.1% of income)
Loaded ($40,500)
No — Not Recommended
$1,134.11/mo (18.1% of income)
Subaru WRX Trims & Pricing
| Trim | Price | Monthly Cost | % Income |
|---|---|---|---|
| WRX Base | $30,500 | $880.36/mo | 14.1% |
| WRX Premium | $33,000 | $943.80/mo | 15.1% |
| WRX Limited | $36,000 | $1,019.93/mo | 16.3% |
| WRX GT | $38,500 | $1,083.36/mo | 17.3% |
Alternatives to Consider
Similar vehicles in the $30,500–$40,500 range:
Subaru WRX Affordability by Income
| Salary | % of Income | Verdict |
|---|---|---|
| $75k ← | 16.1% | 🚫 Not Recommended |
| $30k | 40.3% | 🚫 Not Recommended |
| $50k | 24.2% | 🚫 Not Recommended |
| $100k | 12.1% | ⚠️ It's a Stretch |
| $125k | 9.7% | ✅ Comfortably Affordable |
| $150k | 8.1% | ✅ Comfortably Affordable |
| $200k | 6.0% | ✅ Comfortably Affordable |
| $250k | 4.8% | ✅ Comfortably Affordable |
| $300k | 4.0% | ✅ Comfortably Affordable |
| $500k | 2.4% | ✅ Comfortably Affordable |