Can I Afford a Subaru Impreza on a $100k Salary?
✅ Yes — Comfortably Affordable
At 9.3% of your monthly income, this vehicle fits within the 20/4/10 rule.
Monthly Cost Breakdown
Financing Details
- Vehicle Price (avg)
- $26,500
- Down Payment
- $5,000
- Interest Rate
- 6.5% APR
- Loan Term
- 48 months
Monthly Costs
- Loan Payment
- $553.86
- Insurance
- $150/mo
- Maintenance
- $75/mo
- Total Monthly Cost
- $778.86
- % of Gross Income
- 9.3%
Based on the : 20% down, 4-year loan, total car costs ≤ 10% of gross monthly income. Estimates use gross (pre-tax) income. Use the full calculator to adjust parameters.
Verdict by Price Range
The Subaru Impreza ranges from $24,000 to $29,000 depending on trim and options.
Base Model ($24,000)
Yes — Comfortably Affordable
$715.43/mo (8.6% of income)
Loaded ($29,000)
Maybe — It's a Stretch
$842.30/mo (10.1% of income)
Subaru Impreza Trims & Pricing
| Trim | Price | Monthly Cost | % Income |
|---|---|---|---|
| Impreza Base | $24,000 | $715.43/mo | 8.6% |
| Impreza Sport | $26,000 | $766.18/mo | 9.2% |
| Impreza RS | $27,500 | $804.24/mo | 9.7% |
Alternatives to Consider
Similar vehicles in the $24,000–$29,000 range:
Subaru Impreza Affordability by Income
| Salary | % of Income | Verdict |
|---|---|---|
| $100k ← | 9.3% | ✅ Comfortably Affordable |
| $30k | 31.2% | 🚫 Not Recommended |
| $50k | 18.7% | 🚫 Not Recommended |
| $75k | 12.5% | ⚠️ It's a Stretch |
| $125k | 7.5% | ✅ Comfortably Affordable |
| $150k | 6.2% | ✅ Comfortably Affordable |
| $200k | 4.7% | ✅ Comfortably Affordable |
| $250k | 3.7% | ✅ Comfortably Affordable |
| $300k | 3.1% | ✅ Comfortably Affordable |
| $500k | 1.9% | ✅ Comfortably Affordable |